Payment Policy

Effective Date: February 10, 2025

At EliteCoutureHubs, we offer a secure and convenient shopping experience. This Payment Policy outlines the accepted payment methods, processing times, and other important terms related to transactions on our website.

1. Accepted Payment Methods

We accept the following payment options:

  • Credit/Debit Cards: Visa, MasterCard, American Express, Discover

  • PayPal: Secure transactions through PayPal accounts

  • Apple Pay & Google Pay: Fast and secure checkout for mobile users

  • Bank Transfers: Available for bulk or wholesale orders (contact us for details)

  • Store Credit & Gift Cards: If applicable, store credit or digital gift cards may be used

Currency

  • All transactions are processed in U.S. Dollars (USD).

  • If purchasing from outside the U.S., your bank may apply currency conversion fees.

2. Payment Processing

  • Orders will be processed only after full payment is received.

  • If a payment is declined or flagged as suspicious, your order may be delayed or canceled.

  • Once payment is processed, you will receive a confirmation email with order details.

3. Payment Security

  • We use secure encryption technologies (SSL) to protect your payment information.

  • EliteCoutureHubs does not store credit card details—all transactions are processed through secure third-party payment gateways.

4. Order Verification & Fraud Prevention

To prevent fraud, we may require:

  • Identity or address verification for high-value orders.

  • Confirmation via phone or email before processing large purchases.

  • Any suspected fraudulent transactions will be reported and canceled.

5. Taxes & Additional Charges

  • Applicable sales tax will be calculated at checkout based on your shipping location.

  • International customers may be responsible for import duties, VAT, or customs fees, which vary by country and are not included in our prices.

6. Payment Issues & Failed Transactions

  • If your payment fails, please:

    • Check if your billing details match your bank records.

    • Ensure your card has sufficient funds.

    • Contact your bank to approve the transaction.

  • If you continue to experience issues, email Contact@elitecouturehubs.com for assistance.

7. Refunds & Cancellations

  • Refunds for canceled or returned orders will be credited to the original payment method.

  • Processing times for refunds may take 7-10 business days, depending on your bank.

  • Refer to our Refund and Returns Policy for detailed terms on cancellations and returns.

8. Contact Us

For payment-related inquiries, please reach out:

📍 Address: 6277 Yellow Hammer Rd, Zuni, VA 23898
📞 Hotline: (757) 242-6081
📧 Email: Contact@elitecouturehubs.com